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Personal Injury
Charlotte, NC - Personal Injury Attorney
Personal injury is a broad category that describes injury or damages caused by another's wrongful or negligent act, or failure to act when required to do so. Personal injury claims are filed in civil court with the purpose of obtaining compensation to cover medical costs, lost wages, damages for pain and suffering and other expenses related to a serious injury.
Personal injury is classified by the type of accident, nature of the injury or other circumstance under which the harm occurred. Examples of personal injuries include, but are not limited to the following:
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In order to prove liability in a personal injury claim, the attorney must show intentional conduct or negligence on the part of the party responsible for the injury. In many instances, experts such as physicians, accident reconstructionists, technical specialists and other professionals are required for analysis and evaluation as well as to testify in a claim. Reasonable precaution must be lacking in order to prove negligence. Examples of negligence could include unsafe driving that causes an auto accident or failure to diagnose a medical condition that results in wrongful death.
If you or someone you care about has suffered a personal injury, call or email the Law Offices of Paul Whitfield & Associates to arrange a free consultation. The sooner you contact a personal injury attorney, the better your chances of receiving the compensation you deserve.
In North Carolina, not only are you entitled to all of your medical bills, but you are also entitled to money for pain and suffering. Frequently, insurance companies attempt to settle cases by paying medical bills only and, in recent years, the insurance companies have begun offering individuals only a percentage of their medical bills. For example, the insurance adjuster will offer to settle your case by paying one-half of your medical bills. He will not tell you about pain and suffering damages.
In certain types of injury cases, scarring or unsightly marks or discoloration may be present. In this case, you may be entitled to recover money for disfigurement and humiliation or embarrassment associated with disfigurement. You are absolutely entitled to money damages for these injuries. Insurance carriers will not mention this to you.
"Your injury claim will be treated equally, whether you have a lawyer or not," so insurance companies frequently tell their customers. The truth is exactly the opposite.
To make sure a claimant does not obtain legal advice, many insurance companies adopt policies to call a claimant within 24 hours of an injury. What you may not realize is, it is in their financial interest, not yours, to reach you as soon as possible.
Your insurance adjuster also may tell you to get the best medical care, implying the insurance company will pay. However, insurance company strategy is for an independent auditor to claim your bill is exorbitant or duration of care was too long. It's justification for the insurance company to cover 25% to 50% of the bill.
